Escritura nos enseña a actuar con el dinero

Por Felix A. Montelara

Book AmazonEsta semana en mi programa de radio voy a discutir la importancia de tener un fondo de emergencia , que es una cuenta de ahorros que sólo se utiliza en caso de emergencia . Esto no es sólo porque hace buen sentido financiero personal. Guardar el dinero es un buen consejo que se encuentra en la Biblia también. Proverbios 13:11 dice ” La fortuna obtenida con fraude disminuye, Pero el que la recoge con trabajo la aumenta”.  Este pasaje con dos aspectos de la administración del dinero: cómo ganar su dinero y cómo guardarlo.

En primer lugar, ¿cómo es su dinero ganado? Formas de ganar, o extorsionar dinero que implica mentir, engañar o robar dará lugar a una eventual pérdida de este dinero. Las ganancias mal habidas rara vez hacen uno rico, sobre todo en el sentido de la riqueza espiritual y la riqueza de la vida que he discutido en mensajes anteriores. El dinero es un medio de pagar por las cosas materiales: servicios públicos , casas , ropa, etc. No va a hacer feliz a una persona por sí solo. Acumulación dinero deshonestamente o uso de dinero a costa de los demás se traducirá en un impacto negativo en la vida de una persona. Este impacto negativo puede no ser evidente de inmediato , pero algún día , de alguna manera , lo que va, vuelve .

Esta Escritura nos enseña a ganar dinero de la manera correcta , poco a poco, ahorrando, trabajando duro, y honestamente. Esto puede ser interpretado como el trabajo y el ahorro de una parte de sus ingresos con mayor diligencia, o podría significar su cuidado de hacer un presupuesto para que pueda dejar de gastar su dinero en cosas innecesarias. Muchas familias con problemas de dinero realmente ganan lo suficiente. Y no son más que conscientes de lo que están gastando su dinero. Por ejemplo , ¿sabe usted cuánto gasta en café, máquinas expendedoras de aperitivos o productos de la apariencia personal cada mes? ¿Podría algo de ese dinero ser ahorrado en su lugar? Usted se sorprenderá de la cantidad de dinero que usted podria tener. Esto es por qué es tan importante hacer un presupuesto honesto y ser realmente consciente de todos sus gastos cada mes. Es probable que cada uno de nosotros podría ser más ricos cada mes si se optó por salvar en lugar de residuos.

cropped-dinero.jpeg

Como Proverbios nos dice – a los que se esfuerzan por utilizar el dinero con cuidado y prudencia serán recompensados ​​. La recompensa por el recolector cuidadoso de dinero que va a crecer. Cuando usted comienza su cuenta de ahorros , puede parecer exageradamente pequeñas. Pero la Biblia nos anima a seguir trabajando en ello. Con el tiempo , los ahorros crecerán . Dios puede recompensar a su diligencia y cuidado con otros resultados positivos , así pero usted nunca cosechará los beneficios a menos que comience el camino correcto.

Animo a todos a echar un vistazo a cómo ganar su dinero y cómo guardarlo. No puedes empezar un fondo de emergencia o de ahorros hasta que entienda dónde está su dinero viene y hacia dónde va. Tenga en cuenta que, como dice Proverbios: “Pero el que la recoge con trabajo la aumenta”.  No hay vergüenza en el ahorro de un dólar aquí o allá, si eso es todo lo que puede pagar. Siéntete orgulloso de ti mismo para reunir ese dólar, el cuide de él. Así es como va a hacer crecer su dinero.

Escritura nos enseña a actuar con el dinero

Success (Update January 2014)- PotencialMilonario.com and the Radio Program Visited In 50 Countries.

Potential Millionaire (Nick)
Potential Millionaire (Nick)

Update- January 2014

I just want to provide you with the latest news since November 2013. In just a few months the Potencial Millionaire Club grew  up to 156 members. The number of visiting countries to the blog has increased to 61.

In November 2013, we began a terrestrial radio program on 1410 AM based out of Alabama, USA. In December 2013, we began an internet feed over Podbean, which is available on Itunes. We also began a channel on Youtube and stream over livestream . 

In January we began Radio On Demand on Stitcher Radio

In summary, the readers of the blog have tripled and the feed is currently hit on over 5,712 times a month and the book has sold.  Yes, one book  (Potencial Millonario) started all this. Keep viewing, reading, and listening to the feed and you just might get rich.

Muchas Gracias,

Felix A.. Montelara

Did you know that Potencial Millonario is seen and the Radio program is listen to all over the world?

I just want to say thank you and ask you to follow Potencial Millonario, on Facebook, Google+, Twitter, Linkedin, and other social media like a lot of  your friends are doing.

Remember, we all have Potencial Millionario.

Thanks,

Felix A. Montelara

A guy from Jersey City, USA

Autor & Creator of: Potencial Millonario

contact me 334 357 6410

Fmontlara@potencialmillonario.com

Fmontlara@potentialmillionaire.net

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Mañana nuevo episodio de Potencial Millonario

Mañana, Sábado a la  8:00 am estará disponible el episodio mas reciente de Potencial Millonario. No se pierda el tema del fondo de emergencia y el segmento “Alguien a quien usted debe conocer.” Biografía de un millonario…

Y si tiene alguna sugerencia de algún millonario, empresario y persona destacada de su país déjeme su información al 334 357 6410 o envíeme un mensaje a fmontelara@potencialmillonario.com

Espero que lo disfruten.

Felix A. Montelara

Autor: Potencial Millonario (the Book)

Potential Millionaire (Nick)
Potential Millionaire (Nick)

How Brazil’s Richest Man Lost $34.5 Billion

Stay tune to this story it will take some time but Eike Batista will rise again.

Felix A. Montelara

Author: Potencial Millonario

—Reuters- OGX, the Brazilian oil company controlled by former billionaire Eike Batista, sought court protection from creditors on Wednesday in Latin America’s largest-ever corporate bankruptcy filing.

The bankruptcy protection request, which was confirmed by the court in Rio de Janeiro, came after OGX failed to reach an agreement with creditors to renegotiate part of its $5.1 billion debt load.

Jonathan Alcorn | Bloomberg | Getty Images
Eike Batista, chief executive officer of EBX Group Co. Ltd.

It also is another chapter in the unraveling of Batista’s once high-flying industrial empire, which he has been dismantling in recent months after disappointing output from offshore OGX wells set off a crisis of investor confidence.

If the court approves the request, OGX will have 60 days to come up with a corporate restructuring plan. The company’s creditors, which include the California-based bond fund Pacific Investment Management Co (Pimco), and U.S.-based investment fund BlackRock, will then have 30 days to endorse or reject the plan.

Officials at OGX and EBX, Batista’s holding company, did not immediately respond to telephone calls and emails seeking comment.

An OGX bankruptcy is unlikely to have a significant effect on Brazil‘s economy. The company is barely out of its start-up phase and produces almost no crude oil, and most if its debt is held by foreign bondholders. But the fate of sister company OSX Brasil depends almost entirely on OGX, whose market value has plummeted by nearly $45 billion since its stock peaked in October 2010.

Eike Batista under investigation by Brazilian regulators
Brazilian oil tycoon Eike Batista set a record for wealth loss, reports CNBC’s Robert Frank. Between 2012 and 2013, Batista lost over $33 billion in paper wealth.

Batista created OSX, which had to scale back efforts to construct the largest shipyard in the Southern Hemisphere, to build and lease oil production and service vessels to OGX.

A renowned dealmaker who once boasted he was on track to become the world’s richest man, 56-year-old Batista has seen his personal fortune reduced by over $30 billion in the last 18 months as investors punished the share price of his listed companies.

The downward spiral forced Batista to start breaking up his Grupo EBX conglomerate, which also included a port operator, mining and energy interests, and an entertainment company.

Batista’s rapid decline has become a symbol of Brazil’s own economic troubles. After a decade-long boom in which investors poured cash into Brazil and Batista’s enterprises, Latin America’s largest economy has been in a rut for nearly three years, frustrating predictions that the country was poised to join the ranks of developed nations.

OGX’s decision to seek protection from creditors came as no surprise. After missing a $44.5 million interest payment owed to bondholders on Oct. 1, OGX scrambled to restructure its debt before the end of a 30-day grace period or be declared in default on $3.6 billion in bonds.

The process was rocky from the outset, and OGX called off the talks with creditors on Tuesday, leaving a bankruptcy filing as the only viable option to buy more time in its quest to save the company.

 

Financial Freedom Prayer

By Felix A. Montelara

Author: Potential Millionaire

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My Angel

Are you feeling financially broken?  Does a lack of money cause stress in your life and arguments between you and loved ones?  Do you find your mind wandering to thoughts of how you will make your utility payments, grocery bills, or other financial obligations when you should be focused on other tasks?  If you answered yes to any of these questions, it may be time to really lift these worries up to God in prayer. Prayer? You would probably tell me that you pray about this all the time. But I challenge you to be truthful with yourself right now.  What are you really asking God for?  Are you asking for more money, less bills, miracles?  Are you asking because your’re at the end of your rope, or because you’re at the beginning of your climb? You see, it makes a difference.

How are you approaching God right now, in this moment?  Is it in desperation, or in communication?  Communication, my friends, is what we need right now with God- and that involves you asking, and then listening to His answer.   Allow me to suggest a new prayer for your financial life- one that asks for instructions.  Let’s go to God in communication, asking for direction and listening for the response.  In addition, it may be time to involve the other people in your life who are affected by your money stress: your spouse, children, or other family members.  Be open with them, begin the conversation about money stress with letting them join in this prayer time.  Let the topic end there- sleep on it and listen to God’s response in your life.
Let’s begin with a quiet reflection on the Bible in Matthew 7:7, “Ask, and it will be given you; search, and you will find; knock, and the door will be opened for you.”
Leader: Holy Father, we come to you as children, as students needing guidance.  We lift up the concerns in our hearts, and ask for your divine guidance.  We pray to the Lord,
All: Lord hear our prayer.
Leader: Holy Father, give us the courage to speak openly and honestly to each other about our money issues, and help us to be calm and caring in our conversation.  We pray to the Lord,
All: Lord hear our prayer.
Leader: Holy Father, humble our hearts and remind us that your son, Jesus Christ, came from the poorest of beginnings but was still the King of Kings.  Teach us to live within our means, to budget our funds, and to spend wisely on what we truly need. We pray to the Lord,
 
All: Lord hear out prayer.
Leader:  Holy Father, forgive us for our mistakes, and help us to forgive each other.  Release us from the burden of debt we have unwisely chained to ourselves.  Release us from our anxiety about money.  Release us from the tension that strangles our relationships.  We pray to the Lord,
All: Lord hear our prayer.
Leader:  Holy Father, make our minds and hearts still so that we can listen to your instructions.  Guide us to make good decisions, be with us when we choose, let us hear your council.  We pray to the Lord,
All: Lord hear our prayer.
Leader:  Thank you, Holy Father, for this time together.  Let this moment be a new beginning.  Let this moment cleanse us and heal us.  Let us breathe in your spirit and let us pick up our cross, knowing, Father, that you help us carry it.  In Jesus’ name we pray,
Financial Freedom Prayer
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